Outlay is a financial technology company and is not a bank. Banking services provided by i3 Bank; Member FDIC. Your funds are FDIC insured up to $250,000 through i3 Bank; Member FDIC. The Outlay Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.