Application Documents
Overview
Most applications get approved automatically without any document verification. Some applications cannot be approved or declined based on the initial data provided by the customer, and require document verification.
Once an application moves to an awaitingDocuments status (you can identify these cases by listening to the relevant webhook event), the customer would need to provide the required application documents.
When that happens, Unit automatically creates Application document resources, that represent the documents that need to be collected for the application to be evaluated.
Their initial status is always Required. The documents will be different in the case of individual and business applications.
When an application is resubmitted for evaluation with updated KYC/KYB information, an application document might become archived if they are no longer needed for the evaluation (and other may be created).
You can find out what documents are required using the list application documents endpoint.
When creating an application or getting an application by id, the documents are included in the response included top-level field.
Application Document Status
| Status | Description |
|---|---|
Required | The document is required for the application to be evaluated. |
ReceivedBack | Back-side of the document was received. Front-side is still required. Only relevant for IdDocument document type. |
ReceivedFront | Front-side of the document was received. Back-side is still required. Only relevant for IdDocument document type. |
Invalid | The document is invalid. You may re-upload the correct document for the application to be evaluated. |
Approved | The document is approved. |
PendingReview | The document is currently undergoing review. |
Document Types
| Name | Description |
|---|---|
IdDocument | An individual's Drivers License or State ID. Both front-side and back-side are required. |
Passport | An individual's passport. |
AddressVerification | An individual's document to verify address or a business's to verify an operating address. Document may be a utility bill, bank statement, lease agreement or current pay stub. |
SocialSecurityCard | An individual's social security card. |
CertificateOfIncorporation | A business's certificate of incorporation. A certificate of assumed name will also be accepted. |
EmployerIdentificationNumberConfirmation | A business's EIN confirmation document (either IRS form 147c or IRS form CP-575). |
ClientRequested | Client requested customer document. |
SelfieVerification | Selfie verification document. |