Application Resources

The following resources are used in the Applications API:

IndividualApplication

The IndividualApplication resource represents an application submitted by an individual person or sole proprietor.

Key attributes include:

• Personal information (name, date of birth, SSN/passport)
• Contact information (address, phone, email)
• Occupation and income details
• Application status and evaluation results

For sole proprietors, the soleProprietorship attribute is set to true, and additional business-related attributes like ein, dba, and businessVertical are available.

BusinessApplication

The BusinessApplication resource represents an application submitted by a business entity.

Key attributes include:

• Business information (name, EIN, entity type, state of incorporation)
• Contact information (address, phone, website)
• Officer and beneficial owner details
• Business vertical and financial information
• Application status and evaluation results

BeneficialOwner

The BeneficialOwner resource represents a person who directly or indirectly owns 25% or more of a business.

Key attributes include:

• Personal information (name, date of birth, SSN/passport)
• Contact information (address, phone, email)
• Ownership percentage
• Occupation and income details

Beneficial owners are associated with a BusinessApplication and are included in the relationships and included sections of the application response.

ApplicationDocument

The ApplicationDocument resource represents a document that may be required during the application process.

Key attributes include:

• Document type (e.g., AddressVerification, IdDocument, SocialSecurityCard)
• Document status (Required, Uploaded, Invalid, Approved, Rejected)
• Description of the document requirement

When an application enters the AwaitingDocuments status, the required documents are specified in the included array of the application response. Documents can be uploaded using the Upload Document endpoint.

Related Resources

Resource	Description
Customer	Created when an application is approved
Document	Represents uploaded application documents

Resource Relationships

IndividualApplication
├── customer (created on approval)
└── documents (if required)

BusinessApplication
├── customer (created on approval)
├── beneficialOwners
└── documents (if required)