Credit Application Events

Unit raises events related to credit applications that you can subscribe to via webhooks. These events allow you to track the lifecycle of credit applications and respond to status changes in real-time.

Available Events

Event	Description
creditApplication.created	Raised when a new credit application is created.
creditApplication.statusChanged	Raised when the status of a credit application changes.

Event Payloads

creditApplication.created

This event is raised when a credit application is successfully created.

Related resource types:

• ExistingCustomerCreditApplication
• OnboardingCreditApplication

creditApplication.statusChanged

This event is raised when the status of a credit application changes. Common status transitions include:

• Created → Pending (OnboardingCustomerCreditApplication when banking application is approved)
• Pending → ManualReview (Application requires manual review)
• Pending → Approved (Application approved)
• ManualReview → Approved (Application approved after manual review)
• Pending → Denied (Application denied)
• ManualReview → Denied (Application denied after manual review)
• Created → Canceled (Application canceled)
• Pending → Canceled (Application canceled)

Related resource types:

• ExistingCustomerCreditApplication
• OnboardingCreditApplication

Related Events

When working with credit applications, you may also want to subscribe to these related events:

Event	Description
application.approved	Raised when a banking application is approved (triggers OnboardingCustomerCreditApplication to move to Pending).
application.denied	Raised when a banking application is denied (triggers OnboardingCustomerCreditApplication to be Canceled).
customer.created	Raised when a customer is created as a result of application approval.
creditAccount.created	Raised when a credit account is created after credit application approval.

For more details on all available events and their payloads, see the Events API reference.