Resources

This page documents the JSON:API resource schemas related to transactions.

Transaction Types

Unit supports many transaction types, each representing a different type of financial movement. For the complete resource schema for each transaction type, see the links below:

ACH Transactions

• Originated ACH - An ACH payment originated from a deposit account
• Received ACH - An ACH payment received by a deposit account
• Returned ACH - An ACH payment returned by the bank
• Returned Received ACH - A received ACH payment that has been returned
• Dishonored Return ACH - A returned ACH that was dishonored

Wire Transactions

• Wire - A wire transaction, either received or sent
• Returned Wire - A returned wire transaction

Card Transactions

• Purchase - A purchase via debit card
• ATM - A deposit or withdrawal from an ATM
• Card Transaction - Various card transactions not categorized as Purchase or ATM
• Card Reversal - A reversal of a previous card transaction

Book Transactions

• Book - A payment between two accounts on the same bank

Check Transactions

• Check Deposit - A received check deposit
• Returned Check Deposit - A check deposit returned by the bank
• Check Payment - A debit transaction when a Check Payment is processed
• Returned Check Payment - A credit transaction when a Check Payment is returned

Fee & Interest Transactions

• Fee - Fees incurred for a transaction
• Fee Reversal - A reversal of a previous fee transaction
• Interest - An interest payment to a deposit account

Dispute & Chargeback Transactions

• Dispute - Credit or debit for an ongoing card or ACH dispute
• Chargeback - A chargeback transaction

Push To Card Transactions

• Push To Card - A debit transaction from a PushToCard Payment
• Push To Card Reversal - A reversal of a Push To Card transaction

Other Transaction Types

• Release - Funds released from a batch account
• Adjustment - Manual adjustment for corrections or reversals
• Payment Canceled - Cancellation of a processed ACH payment
• Payment Advance - Debit against an advanced ReceivedPayment
• Repaid Payment Advance - Repayment of an advanced payment
• Reward - A reward transaction
• Account Low Balance Closure - Handling of low balance upon account closure
• Negative Balance Coverage - Coverage of negative balance when closing an account
• Cash Deposit - Cash deposited at a store location
• Write Off - Write off of an uncollectible balance

Common Attributes

All transaction types share these common attributes:

Attribute	Type	Description
direction	string	The direction in which the funds flow: Debit or Credit
amount	integer	The amount (in cents) of the transaction
balance	integer	The account balance (in cents) after the transaction
summary	string	Human-friendly summary of the transaction
createdAt	RFC3339 Date string	The date the transaction was created
tags	object	Optional. See Tags

Common Relationships

Relationship	Type	Description
account	DepositAccount or CreditAccount	The account the transaction belongs to
customer	Customer	The customer who owns the account