Resources

This page documents the JSON:API resource attributes related to DACA (Deposit Account Control Agreement).

DepositAccount DACA Attributes

DACA status is tracked as an attribute on the DepositAccount resource.

Key Attributes

Attribute	Type	Description
dacaStatus	string	Optional. The account DACA (Deposit Account Control Agreements) status. Can be one of: Entered, Activated.

For the complete DepositAccount resource schema including all attributes and relationships, see DepositAccount.

DACA Status Values

Status	Description
Entered	The account is subject to a DACA. The Operator can activate the DACA at any time. Customer retains full access to the account.
Activated	The DACA is active. Cards are frozen, ACH/Wire/Book payment origination is restricted, and incoming ACH debits are automatically returned. Only the Operator can initiate outgoing transactions.

Example Response with DACA Status

When retrieving a deposit account that has entered or activated DACA, the response will include the dacaStatus attribute:

{
  "data": {
    "type": "depositAccount",
    "id": "10000",
    "attributes": {
      "createdAt": "2024-01-15T10:30:00.000Z",
      "name": "John Doe",
      "status": "Open",
      "dacaStatus": "Entered",
      "balance": 50000,
      "available": 50000,
      "hold": 0,
      "currency": "USD",
      "routingNumber": "812345678",
      "accountNumber": "1234567890"
    },
    "relationships": {
      "customer": {
        "data": {
          "type": "customer",
          "id": "10001"
        }
      }
    }
  }
}